Loran Marmes is a Medicare expert who has taught thousands of seniors to navigate the complexities of Medicare and maximize their benefits. He has been in the business of helping seniors make good decisions about their health insurance for over 16 years across 46 states.

Bob has been a long time resident of the Pacific Northwest raising his two sons and now 3 grandsons. Bob has worked in the tech industry for the last 40+ years which included support for all types of industries including BioMedical systems support. Recently he worked as the Director of Customer Support for a local startup tech company to assist customers around the world. The years of helping customers around the world has given Bob a unique understanding of how to help people determine what they want and need for their medical coverage. To schedule your online or in-person appointment please call Bob today. Bob represents most major Medicare carriers and can also assist low-income/disabled Medicare/Medicaid qualified individuals in reviewing their needs.

David is an experienced Medicare Insurance Broker with a strong background in helping individuals navigate their healthcare options with clarity and confidence. With an MBA in Small Business Management and Entrepreneurship, he brings a strategic, client‑centered approach to Medicare planning, drawing on years of success growing agencies, managing high‑value accounts, and delivering trusted guidance to seniors and families. Licensed in Life, Disability, Property, and Casualty Insurance, David specializes in Medicare solutions and long‑term client relationships. His career includes impactful roles with organizations such as Humana and Kaiser Permanente, where he refined his consultative style and commitment to service. Before focusing on Medicare, David led major education and community initiatives, including oversight of $8M in federal grant programs. This experience strengthened his ability to simplify complex information and advocate for the people he serves. David is married and a proud grandfather of six, which fuels his passion for helping others protect their health, finances, and peace of mind as they age.

I am a retired Navy civilian, who later worked as a contract representative for Government Employees Health Association (GEHA) insurance for federal employees. After becoming aware of the complexities of Medicare plans and the challenges of obtaining Veterans Administration (VA) benefits for those who have served our country, I become a strong advocate for educating others in Medicare 101. If you need guidance through the intricate web of federal retiree health coverage, veterans? benefits, Medicaid, Medicare, Rx drugs, dental, vision, and other benefits, please contact me for a free, no obligation ?Medicare Minute.? I also provide no cost, side-by-side spreadsheets comparing the numerous features of Medicare Advantage and Supplement plans in your area. Changes in these plans occur every year. Let?s review those changes to see how they could possibly affect your budget. We?ll carefully navigate through the Medicare Maze together, so you can narrow down the overwhelming choices for YOUR individual situation. I proudly serve residents of Clallam, Jefferson, and Kitsap counties. Call or e-mail me today! Testimonial: “Thank you ever so much for all your help making sense of Medicare options for me. Your can-do attitude, patience, and follow-up to all my questions was invaluable. I appreciate your knowledge and ability to allow me to take my time whilst reviewing the advantage plan with Regence in Jefferson County, and all the other supplements available to me. As we discussed, making healthcare decisions is always personal and can be a bit overwhelming. You made the process easy, streamlined and understandable.”

With over 6 years of experience, I specialize in helping clients understand and navigate Medicare and insurance solutions with confidence. My approach is all about education—taking the time to appreciate each client’s unique needs and guiding them to solutions that support their goals. Whether you’re new to Medicare or reviewing your options, I’m here to make the process clear, simple, and stress-free.

My name is John Fox. I have been assisting people with their insurance needs since 1994 and know that proper planning and annual monitoring are the keys to being prepared for the inevitable changes in our lives and health, as we age.